Legal & Compliance

Effective Date Mon, Aug 4, 2025

Last updated Mon, Aug 4, 2025.

About Pay4Me

Pay4Me, Inc. (dba Pay4Me App) is a financial technology company that facilitates cross-border payments and related services for international students and immigrants. Pay4Me is not a bank.
We deliver our products and services in partnership with licensed money transmitters, regulated financial technology companies, and banking partners in their respective jurisdictions.

Regulatory Registrations

United States

  • Registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB Registration No. 31000231163752)

Canada

  • Holds a pre-approved Money Services Business registration with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)

Nigeria

  • Maintains a Special Control Unit against Money Laundering (SCUML) registration with the Economic and Financial Crimes Commission (EFCC)
  • Certified by the Nigeria Data Protection Act (NDPA) in compliance with national data privacy and protection standards

Trademarks and Intellectual Property

All trademarks, logos, and brand names displayed on this site are the property of their respective owners.

  • Any company, product, or service names mentioned are used for identification purposes only.
  • Use of these names, trademarks, and brands does not imply endorsement.

Product and Feature Availability

Availability of Pay4Me products, features, and services may vary by country or region. Access to certain services may be subject to local regulations or eligibility criteria.

Disclaimers

Pay4Me and its subsidiaries do not provide legal, tax, immigration, or financial advisory services.

  • Any value-added services offered (such as visa support or guidance) are for general informational purposes only and should not be relied upon as professional advice.
  • Nothing on our website, app, or communications should be construed as legal, tax, or financial advice.

We strongly recommend consulting a licensed attorney, tax professional, or financial advisor for personalized guidance.

Governing Policies

Please review the following documents carefully before using our services:

These policies outline your rights, responsibilities, and applicable limitations when using Pay4Me products and services.

Contact

For questions regarding regulatory compliance, legal notices, or trademark use, please contact:
Pay4Me, Inc.
Email: [email protected]

Download the Pay4Me App

Click the buttons below to download the app from your preferred store and start using Pay4Me

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