Have you wondered why so many students search for how to pay the SEVIS fee in Nigeria/Ghana without a dollar card? Paying the SEVIS I-901 fee is one of the most important steps in the U.S. student visa process. But for thousands of Nigerian and Ghanaian students, this step becomes difficult because the official FMJfee.com website only accepts U.S. debit/credit cards.
If you don't have:
- a dollar card
- a domiciliary account
- or an international Visa/Mastercard
The Pay4Me App has made it easier for you. The good news is the app is a fast, trusted, and fully verified way to pay your SEVIS fee using your local Naira or Cedi, no dollar card required, with the Pay4Me App.
Why Most Nigerian & Ghanaian Cards Fail on FMJfee.com
The SEVIS fee for F-1 and M-1 students is $350, paid directly to the U.S. Department of Homeland Security. But the payment system on FMJfee.com is optimized for U.S.-issued cards. This leads to common problems:
- Local Naira/Cedi cards get rejected
- Many African virtual cards fail
- Banks block foreign transactions
- Students receive multiple “transaction declined” errors
This is precisely why students rely on Pay4Me App.
Fastest & Most Reliable Method: Pay Your SEVIS Fee Through Pay4Me (Nigeria & Ghana)
Pay4Me App is a trusted platform used by international students to pay the SEVIS I-901 fee, university tuition, WES fees, SEVP fees, and other global payments.
With Pay4Me App, you can pay your SEVIS fee instantly using your local Naira or Cedi, and the process is within one to 24 hours.
On getting started on the app:
- Provide your basic information, like full name, email address, and SEVIS ID
- Pay the mandatory $350 Sevis fee using instant transfer. Students from Nigeria, Ghana, and Kenya can pay in their local currencies.
- After a successful payment, Pay4Me will immediately email you a receipt confirmation. This serves as proof of payment for your visa application.
Using Pay4Me's 24-hour SEVIS payment solution is the fastest, most convenient way to pay SEVIS fees anywhere in the world.
Why Pay4Me Is the Best Way to Pay Your SEVIS Fee
Students in Nigeria, Ghana, Uganda, Kenya, and Cameroon prefer Pay4Me for several reasons:
Fastest Processing
SEVIS payments are completed the same day.
No Dollar Card or Domiciliary Account Needed
Pay with your regular local bank account.
Secure & Verified
Pay4Me is a registered, transparent, student-focused payment platform.
Guaranteed SEVIS Receipt
You receive the official government I-901 confirmation every time.
24/7 Support
The Pay4Me team assists you if you have questions or urgent travel timelines.
For Ghanaian Students
Instead of searching for virtual dollar cards or unreliable FinTech options, Ghanaian students can simply pay their SEVIS fee directly inside the Pay4Me App using Cedis, no USD card required.
Final Step: Enjoy a Complementary Mock Visa Session
Once you pay your SEVIS fee, you receive an instant confirmation in the Pay4Me App, followed by complimentary mock visa sessions to help prepare for your visa interview.
How Long Does It Take to Process SEVIS Fee Payment?
The processing time for the SEVIS fee depends on the payment method you choose. If you pay through Pay4MeApp's 1-24-hour Sevis solution, your payment is processed quickly. Pay4Me immediately sends your payment details to the Department of Homeland Security.
If you pay through the in-mail method, the processing time takes 2-5 weeks. If there are errors with your payment order, it will take even longer to process. In most cases, your payment will be returned, further slowing processing.
How Do I Pay My I-20 SEVIS Fee in Nigeria?
If you’re an international student , you can easily pay your I-20 SEVIS fee using Pay4Me’s 1 - 24-hour solution. All you need is a working smartphone and internet connection. The Pay4Me App will provide you with an instant bank transfer option to pay. This saves you from the stress of sourcing FX and exorbitant conversion fees.
