Study in Australia & New Zealand
Dreaming of studying in Australia or New Zealand? Australia boasts its unimaginably blue waters, stylish laneways, and vast ochre plains, along with rich cultures, to mesmerize your adventurous spirit. At the same time, New Zealand, an island country close to Australia, keeps you breathless with its active volcanoes and diverse environment, featuring a long coastline of sandy beaches, mountain ranges, rivers, and lakes.
Whether you want affordable tuition, a fully-funded scholarship, or post-study work visa opportunities, you should consider these countries.
In this comprehensive FAQ guide, we covered everything from student life, visa applications, tuition payments, online courses, and how the Pay4Me App makes paying tuition and visa fees easier, secure, and faster.
Study in Australia
- Why study in Australia?
Australia offers globally recognized universities, diverse programs, safe multicultural environments, and career-building post-study work rights.
- What types of courses can I study?
You can choose from bachelor’s, master’s, PhD, TAFE (vocational), and hybrid online programs.
- Can I enroll in an online-only program and obtain a visa to study abroad?
No. Australian student visas require on-campus components. However, up to 25% of the study can be conducted online.
- How do I apply for admission?
Apply directly via the university's website. Once accepted, you'll get a Confirmation of Enrolment (CoE).
- Do I need IELTS or TOEFL?
While most universities require the IELTS, TOEFL, or PTE Academic, some universities can allow you to study in Australia without these tests.
- How much does studying in Australia cost?
Tuition fees range from AU$15,000 to AU$40,000 per year, depending on the program and university. You can find affordable universities in Australia to suit your budget.
- What are the average living expenses?
Expect to pay around AU$21,000 to AU$25,000 annually for rent, food, and transportation. However, the living costs in Sydney for students are higher.
- Which Australia visa do I need?
The Student Visa (Subclass 500) is designed for full-time study.
- Can I work while studying?
Yes, you can work for 48 hours per fortnight during study sessions, and full-time during breaks.
- Can I change my course or university?
Yes, you can switch universities or courses, but please notify your current provider and update your visa conditions accordingly.
- What’s the post-study work visa rule?
Graduates can apply for the Temporary Graduate Visa (Subclass 485) for a period of up to 4 years.
- When are the Australian university intakes?
Major intakes are in February/March and July each year.
- Is health insurance required for international students in Australia?
Yes, Overseas Student Health Cover (OSHC) is mandatory.
- What is the Genuine Student requirement?
You must prove genuine study intent with financial and academic evidence.
- What is the required proof of funds in Australia?
Around AU$24,505 (as of 2025) for living plus tuition and return airfare.
- Who can certify documents?
Authorized officials, such as lawyers or notaries.
- Is there an age limit to studying in Australia?
There is no fixed limit, but mature applicants require a strong justification.
- Will my foreign qualifications be accepted in Australia?
Most are recognized, but always confirm with your chosen university.
- Do I need to pay the full fees before applying for a visa?
Typically, a deposit is sufficient and can be made securely via the Pay4Me App.
- How do I pay for an Australian study visa and tuition in Nigeria and Ghana?
The Pay4Me App can help you make these payments within an hour.
- What if I drop below full-time load?
You should learn about the student visa conditions in Australia. Dropping below your full-time course load may affect your visa status.
- Are scholarships available to study in Australia?
Yes. You can find funding from the Australian Government, universities, and private organizations.
- How long does the Australia visa processing take?
It usually takes 4–8 weeks, depending on documents and timing.
- Can I transfer credits?
Yes, you can transfer credits in Australian universities through recognition of prior learning (RPL).
- How is the academic year structured?
The Australian university academic calendar consists of two semesters (February–June and July–November).
Study in New Zealand
- Why study in New Zealand?
New Zealand offers safe, affordable, and globally respected universities. NZ ranks high for student satisfaction and work opportunities.
- Do I need a student visa to study in New Zealand?
Yes, you will need a student visa to study in New Zealand. For more information, refer to the New Zealand Student Visa Guide.
- Can I study online?
If you need a New Zealand student visa, you can only study in-person programs.
- What English test do I need to study in New Zealand?
You should check the universities for IELTS or TOEFL (minimum 6.0 IELTS for most programs) requirements.
- How much does studying in New Zealand cost?
New Zealand offers affordable universities, but tuition typically costs NZ$22,000–NZ$32,000 per year for undergraduate students.
- What about living expenses?
The cost of living in New Zealand for students can range from NZ$20,000 to NZ$25,000 per year.
- Can I work while studying in New Zealand?
Yes, up to 20 hours/week and full-time during holidays.
- What’s the New Zealand Post-study work option?
Up to 3 years, depending on your qualification.
- When is the main intake for New Zealand universities?
February and July.
- Does studying in New Zealand require Health insurance?
Yes, it's compulsory.
- What is the student visa NZ processing time?
It typically takes 4–8 weeks.
- What happens when my student visa expires?
You should apply for a renewal or interim visa well in advance of the expiration date.
- Can I reduce study load in New Zealand?
You should check the NZ student visa compliance, and this could only happen with approval.
- Are fully-funded scholarships available?
Yes, you can get fully-funded scholarships from the NZ Government, universities, and partners.
- Will my previous degree be accepted in New Zealand?
Most previous degrees are accepted. However, you can use the NZQA credential evaluation to verify equivalence.
- Can I bring my family to New Zealand as a student?
Yes, for postgraduate and skilled programs, you are allowed to bring your dependents.
- How many types of institutions do we have in NZ?
The NZ education system includes Universities, Polytechnics, and Private Colleges.
- How long are degrees in NZ?
Bachelor's: 3 years; Master's: 1–2 years.
- What’s the New Zealand Pathway to PR?
Post-study work visas in New Zealand are available through skilled migrant or work visas after completing your studies.
- Can I transfer credits in NZ schools?
Yes, between accredited schools.
- Is full-time study required in New Zealand?
Yes, unless on specific programs. You can check the full-time requirement for an NZ visa.
- What happens if I withdraw from the course?
Visa may be affected and can lead to the cancellation of enrollment for NZ international students. You have to notify your school.
- When to apply for a NZ visa?
At least 2–3 months before the start date..
- Can I take multiple programs in New Zealand?
Yes, if approved for dual enrollment in NZ universities.
- What support is available to study in New Zealand?
Dedicated international student offices, counselling, and housing help.
Choosing to study in Australia or New Zealand can offer you one of the best educational investments. With post-study work opportunities, scholarship pathways, and strong visa policies, both countries remain top destinations for international students.
With the Pay4Me App, you can pay your tuition, application, and accommodation fees from your home country quickly and securely. Get started today by downloading the Pay4Me App.
