Is Pay4Me App Legit?

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Is Pay4Me App Legit?

Written by Ernest EmekaPublished on November 1st, 2022

Making cross-border transactions require trust and reliability. Unfortunately, the exchange rate has kept up, leaving everyone who wants to make payments to be careful. With the traditional financial institutions crawling when you need speed, or the CBN Form A staying months before approval, thousands of migrants and students want alternatives.

We have tens of online payment platforms that offer speed and convenience, but only some of these platforms can deliver. Pay4Me App has become one of the payment platforms that you can find online if you search for SEVIS or WES fee payments.

Is Pay4Me App legit?

Founded in 2021, Pay4Me App helps international students make seamless cross-border tuition and fee payments to universities, colleges, and government agencies. In addition, the platform uses powerful software that helps international students find world-class study abroad programs with funding opportunities.

Pay4ME offers services in partnership with licensed and accredited money transmitters, banking partners, student loan companies, immigration firms, colleges, and universities.

Its value proposition is that Pay4Me allows users to pay in their local currencies. As a result, they don’t have to go through the banks or source foreign currency. Instead, they can come on the platform, go through the onboarding process, and make a payment.

Is Pay4Me App Legit?

According to the CEO, Paul Sunday Adah, "Due to policies and regulations, it's difficult for people to move their money, and it's also expensive. As a result, people must pay a significant amount of the transaction value in fees. With Pay4Me, we want to make it easier for people to make international payments starting with educational and travel-related fees, and reduce the cost of doing so."

Does this make the Pay4Me App legit? Scamadviser uses an automated algorithm to check if a website is legit and safe (or not). 

The review of pay4me.app has been based on an analysis of 40 facts found online in public sources. Sources we use are if the website is listed on phishing and spam sites if it serves malware, the country the company is based, the reviews found on other sites, and many other facts.”

·         The trust score of pay4me is average to good. Why?

·         We think pay4me.app is legit and safe for consumers to access.


ScamAdviser Pay4Me's Review

Scamadviser Positive Highlights of Pay4Me App

1.    We found that the website is using an external review system

2.    We found a valid SSL certificate (source: Xolphin SSL Check)

3.    The site has been set-up several years ago

4.    DNSFilter labels this site as safe

5.    Checked for malware and phishing by Flashstart

Pay4Me App FAQs

1. Do I need to fund my wallet to make a transaction on the app?

You do not need to fund your wallet before carrying out a transaction on the app, all you need to do is begin the process and select the services and the available payment methods for you to choose from.

2. Can I fund my Pay4Me wallet or make payments with Bitcoin, Tether, or Perfect money?

You cannot fund or make payments with either Bitcoin, Tether, or Perfect money.

3. Can I pay for rent using the Pay4Me app?

The Pay4Me app does not offer a rent payment service 

4. How long does it take for the Express payment option to be processed?

Pay4Me App processes payments made with Express within 24hrs. However, the receiving platform may delay the complete process.

5. What are the specific offerings of Pay4Me compared to other Fintechs?

 Pay4Me app is among the fastest, easiest, and most reliable cross-border payment platforms for international students and migrants. 

6. How do I confirm if my account has been verified?

Click on profile, under security & Settings, click on identity verification, you’ll see a pop-up showing 'identity verification is complete', if otherwise, then your account is yet to be verified.

7. How can I delete my account from the app?

Click on profile, under preferences, select 'edit profile information, then delete account.

8. How can I confirm the status of my order?

Click on the profile, go to transaction history, select Payments or Withdrawal, and find the status.

9. How long does it take for a refund to be processed?

Processing a refund takes 48 hrs.

10. How can I get my referral bonus?

You can get your referral bonus when you refer someone, and they use your referral code to register and complete their first transaction using the Pay4Me app.

11. Can I make a physical payment in your office?

No physical payment. All transactions are carried out on the app

12. Can someone in the US help pay for my Sevis fee using the app?

Yes, it is possible. However, after initiating a transaction on the app, the person will proceed to send a mail to [email protected] requesting an invoice through which payment will be made.   

13. How can I create an account on the app?

You can download the app from the Google Play Store or Apple     Store and register.

14. Can you help fund Paypal accounts?

No, we do not help to fund Paypal accounts.

15. I am in the US, can I pay my school fees using the Pay4Me app?

Yes, you can. First, create your order on the app, then send a mail to [email protected] requesting an invoice quotation through which you can make payment to us.

16. Can I make a payment to a third party using my Pay4Me account?

You can. Create the order on the app and input the person's details. also, email us at [email protected], including the payment instructions.

17. Can I pay for goods on Aliexpress using the Pay4Me app?

Currently, we do not assist with payment on Aliexpress. 

18. How long does it take to pay school fees using the Pay4Me App?

School fees payment takes 3-5 working days to be processed, and payment is made through wire transfer.

19. Does the Pay4Me App have a transaction limit?

Currently, we have a $2000 per transaction limit. You can request a transaction limit increase if you need to make a transaction higher than $2000.

20. What countries can I make payments to through Pay4Me?

You can use Pay4Me to make payments to countries in North America, Europe, Asia, Africa, and the rest of the world.

To get started, click here to download the app. In addition, you can refer a friend or anyone on your contact list to make payments and earn money as a referral.

  

Download the Pay4Me App

Our custom QR code will take you to your app store to download our awesome native apps.

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Preview of the Pay4Me App interface showing key features
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Pay4Me is a financial technology company making it easier for international students to pay their tuition and fees abroad. We offer our products and services in partnership with licensed money transmitters, financial technology companies (fintechs), and banking partners in their respective jurisdictions. All trademarks, logos, and brand names are the property of their respective owners. All company, product, and service names used on this website are for identification purposes only. Use of these names, trademarks and brands do not necessarily imply endorsement.

Virtual card services are provided through partnerships with duly licensed banking and financial technology partners, operating under licenses from Visa and Mastercard. All trademarks, intellectual property rights, and associated brand elements of Visa and Mastercard are the exclusive property of their respective trademark holders.

Study abroad loan services in Nigeria are offered in compliance with applicable state money lending regulations, under a valid State Money Lenders License, through our wholly owned subsidiary, Monivest Technologies Limited. Our in-house loan products and other study abroad loan products are facilitated through partnerships with licensed banks, fintechs, and financial technology companies, ensuring secure, accessible, and reliable lending solutions.

Savings and investment services in Nigeria are provided through our wholly owned subsidiary, Monivest Cooperative Multipurpose Society Limited, which is duly licensed and registered under the cooperative society laws of Lagos State, with registration number 19619. This entity operates in full compliance with Nigerian cooperative regulations, offering safe and legally regulated opportunities.

Pay4Me, Inc. is registered with FinCEN in the United States as a Money Services Business with MSB Registration Number: 31000231163752. Pay4Me, Inc. holds a pre-approved Money Services Business (MSB) registration with FINTRAC in Canada. Pay4Me also maintains a Special Control Unit against Money Laundering (SCUML) registration with the Economic Financial Crime Commission (EFCC) in Nigeria.

Disclaimer: Pay4Me, including its subsidiaries, is not a provider of legal, tax, immigration, or financial advisory services. These value added services are intended for general use and should not be construed as professional advice. Before using our value added services, please carefully review our Privacy Policy, Terms of Use, Fee and Refund Agreement. Nothing on our website constitutes legal, tax, or financial advice. For personalized guidance, we recommend consulting a licensed attorney, tax professional, or financial advisor.

Please note that certain Pay4Me App features or services may be restricted or unavailable in some jurisdictions due to local regulations and/or licensing requirements.

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