Virtual Cards

Instant, Secure, and Reliable Virtual Cards for Cross-Border Payments

Get a Pay4Me Virtual Card for seamless online transactions, tuition payments, visa fees, subscriptions, and more—accepted globally and built for your financial convenience.

Get Your Card
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Why Virtual Cards are Important?

With instant issuance, better control, and enhanced security, Pay4Me Virtual Cards help you avoid unexpected charges, limit spending, and keep your personal bank details safe. Whether you're a student paying fees abroad or a frequent online shopper, a virtual card ensures your payments are smooth, fast, and stress-free.

Why get a virtual card with Pay4Me

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Fair & Transparent Pricing

Get the best rates with no surprises.

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No Hidden Charges

Say goodbye to unexpected fees we ensures full transparency with every transaction.

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Secure Transactions

Advanced encryption ensures your details are safe.

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Borderless Payments, Anytime, Anywhere

Make payments seamlessly across the globe.

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24/7 Dedicated Support

Help is always available when you need it.

How it works

Step-by-Step Guide to Getting Your Virtual Card

01

Download & Register

Download the Pay4Me app, create an account and select 'Cards' from the payment options.

02

Get your KYC Verification Done

Provide your identity documents for government compliance.

03

Fund & Use Your Card

Add funds to your virtual card and use it to make secure payments anywhere.

What Our Users Are Saying

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Unique

Prospective Intl. Student | Nigeria

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Bode Yusuf

Cyber Security Expert | Nigeria

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Blossom

Prospective Intl. Student | Nigeria

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Miracle Chizaram

Prospective Intl. Student | Nigeria

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Ben

Parent | Nigeria

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Chukwu Chinedu Joseph

Prospective Intl. Student | Nigeria

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Abasiano Esien Usanga

Prospective Intl. Student | Ghana

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Ewarawon Akinsola Olumide

Prospective Intl. Student | Nigeria

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Alexandar Kyei

Prospective Intl. Student | Ghana

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Abasiano Esien Usanga

Prospective Intl. Student | Nigeria

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Jumoke Enigbokan

Prospective Intl. Student | Nigeria

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Cornelius

Prospective Intl. Student | Nigeria

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Chiamaka Mac-Iorita Nwosu

Prospective Intl. Student | Nigeria

Frequently Asked Questions

We answered questions so you don't have to ask them.

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Download the Pay4Me App

Our custom QR code will take you to your app store to download our awesome native apps.

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Address

Nigeria: 5th Floor, Brassar's' place, 69 Admiralty way, Lekki Phase 1, Lagos Island

United States: 9751 West Chinden Boulevard, Suite 100, Garden City, ID 83714

Pay4Me is a financial technology company making it easier for international students to pay their tuition and fees abroad. We offer our products and services in partnership with licensed money transmitters, financial technology companies (fintechs), and banking partners in their respective jurisdictions. All trademarks, logos, and brand names are the property of their respective owners. All company, product, and service names used on this website are for identification purposes only. Use of these names, trademarks and brands do not necessarily imply endorsement.

Virtual card services are provided through partnerships with duly licensed banking and financial technology partners, operating under licenses from Visa and Mastercard. All trademarks, intellectual property rights, and associated brand elements of Visa and Mastercard are the exclusive property of their respective trademark holders.

Study abroad loan services in Nigeria are offered in compliance with applicable state money lending regulations, under a valid State Money Lenders License, through our wholly owned subsidiary, Monivest Technologies Limited. Our in-house loan products and other study abroad loan products are facilitated through partnerships with licensed banks, fintechs, and financial technology companies, ensuring secure, accessible, and reliable lending solutions.

Savings and investment services in Nigeria are provided through our wholly owned subsidiary, Monivest Cooperative Multipurpose Society Limited, which is duly licensed and registered under the cooperative society laws of Lagos State, with registration number 19619. This entity operates in full compliance with Nigerian cooperative regulations, offering safe and legally regulated opportunities.

Pay4Me, Inc. is registered with FinCEN in the United States as a Money Services Business with MSB Registration Number: 31000231163752. Pay4Me, Inc. holds a pre-approved Money Services Business (MSB) registration with FINTRAC in Canada. Pay4Me also maintains a Special Control Unit against Money Laundering (SCUML) registration with the Economic Financial Crime Commission (EFCC) in Nigeria.

Disclaimer: Pay4Me, including its subsidiaries, is not a provider of legal, tax, immigration, or financial advisory services. These value added services are intended for general use and should not be construed as professional advice. Before using our value added services, please carefully review our Privacy Policy, Terms of Use, Fee and Refund Agreement. Nothing on our website constitutes legal, tax, or financial advice. For personalized guidance, we recommend consulting a licensed attorney, tax professional, or financial advisor.

Please note that certain Pay4Me App features or services may be restricted or unavailable in some jurisdictions due to local regulations and/or licensing requirements.

© 2020 - 2025 Pay4Me, Inc.